WLTH
Fostering Innovative Fintech Solutions

Today businesses need to be agile, efficient, and adaptable to meet the growing demands of the customers and their respective markets. To this end, banks, fintech firms, and corporates, too, have to embrace a digital platform that will provide faster and easy-to-use financial services to the customer. Against this backdrop, WLTH, a digital lending and payments fintech provider has emerged with its proprietary state-of-the-art technology platform, offering assistance to financial institutions to help their customers.

To develop their products and services, WLTH went through years of planning, branding, and software development employing AI technology. In addition, they also charted out a detailed roadmap for future releases to save time and alleviate the financial burden. WLTH created a full suite of solutions to improve the systems in business. WLTH payment gateway is an e-commerce payments platform that supports businesses in the digital era.

WLTH B2B, integrated with WLTH+ loyalty, is a platform that accepts Amex, Visa, and Mastercard extending the complete solution for businesses to make payments to their suppliers while collecting credit card rewards. By using WLTH Pay, companies can control and manage their business cards, payments, expenses, and much more. The Company also helps organizations to enhance their business ecosystem by supporting them with lending solutions.

WLTH offers four types of house loans for residential property: owner-occupied loans, investment loans, interest-only investment loans, and investment SMSF loans. All four product lines have variable interest rate terms and are available for both new and refinancing lending. One of the most distinguishing features of our home loans is that it allows clients to have a direct impact on our oceans and contribute to a more sustainable future. WLTH extends fast digital application and approval enabling customers to avail of home loan approval within days. The electronic offset redraw account can be used against the home loan, reducing the amount of interest finally paid on variable home loans.

Besides supporting businesses, WLTH Pay app, built for both Apple and Android, is accessible by individuals to pay friends, set up regular payments, plus track and pay bills. WLTH’s spending insights provide complete visibility into users’ accounts thereby empowering them to manage finances better. WLTH Digital Wallets can create sub-accounts in addition to the main account to facilitate savings. Furthermore, the Round-Up feature within the WLTH Pay app supports indirect savings, as it automatically rounds up every card purchase to the nearest dollar and transfers the difference into the chosen saver account. Besides, WLTH’s virtual cards, linked to an Apply pay or Google pay account provide an instant spending facility to the consumers.

While offering contactless payments across Apple Pay, Google Pay, and Samsung Pay, WLTH protects all payments with advanced layers of security and is accepted by any merchants across Australia that offer these options. The WLTH Pay app also allows user to reset their PIN, set real-time payment alerts, restrict cash withdrawals, or set spending limits for online/foreign purchases.

As a digital lender, WLTH believes its solutions will help to revitalize the financial services industry. For Australian consumers and businesses, their roadmap includes feature-rich transactional accounts, a robust payments application, a high-value loyalty system, and an innovative fintech pipeline.